Health Insurance
Coverage for you & your family
Choosing a health plan on your own is overwhelming: metal tiers, deductibles, networks, and subsidy rules that change every year. May guides individuals, families, and the self-employed through their health insurance options — including ACA marketplace plans and available premium subsidies — so you get the right coverage at the best price you qualify for, at no extra cost for her help.
- Individual & family plans compared side by side
- Help checking premium subsidy eligibility
- Guidance on networks, deductibles & out-of-pocket costs
- Enrollment support — open & special enrollment periods
Finding the right plan, not just the cheapest one
The lowest premium isn't always the lowest cost. A plan's deductible, copays, out-of-pocket maximum, and provider network determine what you'll actually spend in a year. May walks through how you really use healthcare — your doctors, prescriptions, and budget — and matches you to the plan that costs the least in total, not just per month.
Don't leave subsidy money on the table
Many households qualify for premium tax credits that dramatically lower monthly costs — and many people who qualify never claim them. As part of your free consultation, May helps you check your eligibility and apply it correctly, so you're not overpaying for coverage you could get for less.
Enrollment windows matter
Health insurance can generally only be purchased during Open Enrollment (typically November–January) — unless you have a qualifying life event like losing employer coverage, moving, getting married, or having a baby, which opens a Special Enrollment Period. If you've missed the window, May can walk you through the options that are still available and make a plan for the next enrollment.
Ideal for
Written & reviewed by Mahbanoo (May) Kohnouri
Licensed life insurance agent · California & Texas · License #0M26340 · 8+ years of experience